b. assumes a portion of the risk from another insurer. All of the following statements are correct regarding Credit Life Insurance EXCEPT Benefits are paid to the borrower's beneficiary. C) If issued by the company, the company would be fined up to 3 times the premium received. If you need assistance, please submit your question by, Department of Business and Professional Regulation Page. In this article, we explain the reasons why users might end up in this state. When group-based licensing tries to process concurrent license assignment of same license to a user, this exception is recorded on the user. Which of the following statements is false with respect to . A) Uber is an example of a business model that is based on the principle of network economics. Consolidated net revenue increased 23% in Full Year 2022 compared to Full Year 2021; on a constant currency basis consolidated net revenue increased 28% in Full Year 2022 compared A. When doing business in this state an insurance company that is formed under the laws of another state is know as which type of insurer? Please upgrade to Cram Premium to create hundreds of folders! 5 Match the following: A) Quality assurance - 1) Process oriented B) Quality control - 2) National physical laboratory C) Quality management - 3) Product oriented D) National measurement system - 4) Overall programmer of QA. Is exempt from licensure under F.S. A. Which of the following is NOT the consideration in a policy? I highly recommend you use this site! C. It is issued to group insurance participants. Which of the following terms best describes what the insurer has violated? Members of the public flooded the State Capitol again on Tuesday. Try refreshing the page, or contact customer support. Public adjusters may not qualify for a license in Property and Casualty. What happens when a policy is surrendered for its cash value? b. The duration of a temporary license may not exceed 90 days, Which of the following statements is NOT correct concerning Certificate of Authority? 9. An application of which the medical information is completed by the applicant and the agent only. All owner (s) must sign the application. \hline 2001 & 3.47 & 5.02 \\ B. Which of the following is the basis for a claim against an insurance policy? 190 lessons A licensed sales associate will be locked into work at only one development if no multiple licensing exists. C. The application given to a prospective insured. A. Your email address will not be published. Please check below to know the answer. B. B. a. C. forces corn prices down. Sales associates and broker associates register their licenses under that number and then can begin working for the developer. The broker must hold a separate license for each separate agency. The following sections give a description of each potential problem and the way to resolve it. Eventually, these costs will appear in the prices of frozen and canned vegetables. He wanted to have the flexibility to move sales associates and broker associates to each of his many developments. The authority granted to an agent through the agent's contract is referred to as. * C) Coverage may be continued for up to 18 months for both . A. the word carries the same meaning in both the English and German languages. c. Estimate and interpret a sample regression equation using the 10-year yield as the response variable and the 3 -month yield as the explanatory variable. The insurer writes the contract and the insured accepts the contract as it is written. A toxic substance produced by biological system is specially referred to as a ------. 10 days B. This is done to ensure that any users who are added to the group can receive the fully working product. The Commissioner may revoke or suspend a license without an opportunity for a hearing It is issued by the state department of insurance. C. Something that increases the chance of loss. Bob must be sworn in as a: And this must be done for every real estate agency where Bob hangs his license. Typically, a real estate broker will hold one license in a single real estate agency. a. What does "level" refer to in level term insurance? Bob is the agency owner, and all of his real estate transactions are performed through the agency's business license. a. that a policy will be issued. Which of the following statements regarding the temporary insurance license is not correct? Make sure that the group has necessary services before adding or removing a dependent service. By putting the client's best interest before their own. Under Licensed groups, you see all groups that have that products assigned. Find out how you can intelligently organize your Flashcards. Problem: One of the products that's specified in the group contains a service plan that conflicts with another service plan that's already assigned to the user via a different product. policy. This lets you distribute the add-on to E1 and E3 users without consuming additional licenses. The policy contains sufficient cash value to cover the cost of insurance. C) From a net; Which of the following statements is true regarding a centralized organization? Which of the following must an insurer obtain in order to transact insurance within a given state? For a change in risk substantially increasing the hazard, Which of the following statements is NOT correct concerning commissions? What is the advantage of reinstating a policy instead of applying for a new one? DIt is issued to group insurance participants., An insurance company has published a brochure . Braggs himself does not require any permit to sell his properties. A personal lines producer The Commissioner may hold a hearing for any purpose within or out of the scope of the Code. Your client's employer does not offer a company-wide annuity contract. The right to determine the wording of a policy. The number of units introduced into the process this period. B. b) toxin. Term policies are available as Level, Increasing, and Decreasing. This option offers more flexibility. c. cedes the risk. We can only assign this service plan to a user, or group, when one of the following prerequisites is also assigned: If we try to assign this product on its own to a group, the portal returns a notification message. a It does not apply to contracts for the sale of goods. It is intended to provide coverage on a date earlier than the date of the issuance of the policy. b. Less than. D. To reduce expenses and improve cash flow. The New York Superintendent has the responsibility to make sure each entity transacting insurance in this state remains solvent. Which of the following is NOT true regarding Equity Indexed Annuities? It is issued by the state department of insurance. The plan must provide an offset for social security benefits. Which of the following is an example of an agent's fiduciary responsibilities? Let's consider the following example: Microsoft Workplace Analytics is an add-on product. To see which users and groups are consuming licenses, select a product. A binder must be made in writing a. Construct and interpret a scatterplot of a 10-year treasury yield against a 3-month yield. For example, consider a group that has Office 365 E3/E5 assigned with a Skype for Business service plan enabled. All of the following statements are true regarding a state regulatory agency's investigation, except: A. Under the COBRA rules for employer group health insurance, which of the following statements is CORRECT? In this example, the conflicting service plans are: To solve this conflict, you need to disable one of the plans. Obtain a list of all life insurance policies that will be replaced. If a cease and desist order is violated the penalty may be up to $25,000 per violation, What is the minimum amount of notice an insurer must provide to a policyholder in advance of canceling a personal policy for nonpayment of premium? Which of the following IS TRUE regarding the meaning of the word angst? Issued insufficient coverage to a customer through apparent authority An error occurred trying to load this video. (b) They may be loosely tied together in a committee. This person presents what type of hazard? Alternatively, you might decide to remove the E1 license from the user if it's redundant in the context of the E3 license. Please check the appropriate boxes and fill in all the required information. passing laws to regulate the transfer of property. Which of the following statements about network economics is not true? With regard to licensee responsibilities, which of the following statements is NOT correct? To schedule a fingerprint reservation, please contact Pearson's third party vendor, IdentoGO By MorphoTrust USA (formerly known as L1 Enrollment). Kat has taught college Management and Hospitality Management and has a Master's degree in Organizational Leadership and Management. An advantage of owning a flexible premium life insurance policy would be. A. B. When an applicant is applying for an insurance contract, the statements he or she makes are generally not warranties, but representation. D. The agent accepts a premium payment during the grace period. (c) a violation of FS 475. This is an example of what type of agent authority? In a single employer group plan, what is the name of the policy issued to the employer? B. Braggs, once registered with the DBPR, will file for a pseudo number, not a valid real estate license number. Required fields are marked *. On May 1 she processed an application for life insurance on a new applicant. Which of the following duties is part of the Commissions quasi-judicial responsibilities? (All insurers (domestic, foreign, or alien) must obtain a Certificate of Authority before transacting insurance within a given state. There is no action required from the customer to fix this issue. A) Individuals working in a work group work on different objectives and are not dependent on each other. Considered true to the best of the applicant's knowledge. c. that dividends will be paid. Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT An insurer neglects to pay a legitimate claim that is covered under the terms of the policy. (The originating company that procures insurance on itself in another insurer is called the "Ceding insurer." A sales associate or broker associate may have a "group license" in order to sell for all the entities owned by the owner/developer. You can create multiple groups for each prerequisite service plan. Landmark Homes, Incorporated, located in West Palm Beach, Florida, purchased eight plots of land throughout the county. C. group credit life insurance does not build cash values. Policy loans must available after the policy has been in effect for 6 months. The premium amount paid at the time of application. If she terminates her group coverage, which of the following statements is INCORRECT? D. Measured services. Best Answer. Instead, they're recorded on the user object and then reported via the administrative portal. Courts will interpret any ambiguity in and insurance contract (Insurance policies are contracts of adhesion. Who among the following statements is correct concerning certified insurance consultants? Premiums are determined by the age, sex, and occupation of each individual certificate holder. To reduce expenses and improve cash flow. All of the following are examples of risk retention EXCEPT (Retention is a planned assumption of risk, or acceptance of responsibility for the loss by an insured through the use of deductibles, copayments, and self-insurance.). Group-based licensing in Azure Active Directory (Azure AD), part of Microsoft Entra, introduces the concept of users in a licensing error state. A. Equivalent units of production are equal to The DBPR is in charge of licensing and regulating real estate and all other businesses that require licensing. B. While removing license assignments from a group, there can be failures if user has a dependent license assigned or if there is a proxy address conflict issue which prohibits the license removal. At any given time, how would the yield curve facing a BB-rated company compare with the yield curve for U.S. Treasury securities? There are a few rules that Bob and the managing partners of the other agencies must follow. This insurance provides financial protection against physical damage and bodily injury resulting from traffic collisions. A group license is for an owner/developer who owns properties through various entities, but all such entities are connected so that such ownership or control is by the same individual or individuals. D Material control. In insurance transactions, fiduciary responsibility means. Which of the following is NOT an unfair claims practice? (Perils are the cause of loss insured against in an insurance policy.). Assigning licenses to a group in Azure Active Directory, How to migrate individual licensed users to group-based licensing in Azure Active Directory, How to migrate users between product licenses using group-based licensing in Azure Active Directory, Azure Active Directory group-based licensing additional scenarios, PowerShell examples for group-based licensing in Azure Active Directory. Agents may handle applications and assist applicants providing the applicant has tried to secure coverage with a standard insurer and certifies that he/she was unable to obtain such coverage, With regard to the Dwelling Endorsement, DP 01 06, which of the following statements is false? In Florida, a real estate broker who wishes to work for more than one entity can apply for multiple licenses. Physical units that were completed this period from all effort being applied to them. An agreement between a ceding insurer and assuming insurer. Enrolling in a course lets you earn progress by passing quizzes and exams. It is usually de 1. This error occurs when Azure AD attempts to remove the underlying service plan. Staffa (Switzerland), January 5, 2023 - Sonova Holding AG, a leading provider of hearing care solutions, today unveils the launch of the Sennheiser Conversation Clear Plus earbu What privilege does the insured have in order to balance this order? That its policies are covered by a state Guaranty Association. If an agent fails to promptly remit the premiums collected from the insured to the insurer, the agent may be found guilty of which of the following? You can select your choice and check it instantly to see the answer with an explanation. A user has a license for Office 365 Enterprise E1 assigned directly, with all the plans enabled. Which of the following insurance providers would be considered a risk sharing arrangement? D. It may be necessary for transacting business in a specific state. The planned premium pays for mortality charges and expenses and any excess is returned to the policyowner. c. Greater than. Installing deadbolt locks on the doors of a home is an example of which method of handling risk? Which of the statements is correct regarding membership on the Probable Cause Panel? An agent holds a license and sells insurance for several companies, but is not appointed with company XYZ. Which of the following is the closest term to an "authorized" insurer? Answer: . Making derogatory oral statements about another insurance financial condition. A) XYZ must issue the policy. If we select the item details, it shows the following error message: "License operation failed. Return to the waiting times given for the physicians office in one of the previous exercies. Which of the following is correct regarding a temporary license? Which of the following is TRUE regarding the accumulation period of an annuity? The commission are not permitted to impose imprisonment as a penalty, but can refer a case to a criminal court, where the outcome can be imprisonment. With two legislative days remaining until Crossover Day, legislators and lobbyists spent all . What implications may this have for Partners X and Y? B. Agents have binding authority All of the following are powers and duties of the Florida Real Estate Commission except? Question: Which of the following is true regarding Article 2 of the Uniform Commercial Code (UCC)? Transcribed image text: Question 1 (1 point) Which of the following statements is NOT correct regarding markets? b. that the claim will be paid if the insurer becomes insolvent. B. to English speakers, angst means an extreme state of anxiety experienced because of social isolation and loneliness. To see how many licenses are available, go to Azure Active Directory > Licenses > All products. A limited lines producer is authorized to sell all of the following, except: Which of the following statements is false? Problem: One of the products that's specified in the group contains a service plan that must be enabled for another service plan, in another product, to function. Handling insurer funds in a trust capacity. What does "liquidity" refer to in a life insurance policy? The trust that a client places in the producer in regard to handling premiums. Multiple vs Group License. To apply for multiple licenses, the broker must file with the Department of Business and Professional Regulations, or the DBPR, who is in charge of licensing and regulating real estate and all other businesses that require licensing.
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